Home Insurance

 Home Owner

 

  • How much insurance do I need for my home?

  • Who is protected by this insurance policy?

  • What risks am I protected from?

  • What risks am I not protected from?

  • What impacts my home insurance premium?

  • If I have a home alarm system will that lower the monthly cost?

  • Are my belongings such as jewelry also covered in this insurance policy?

  • How much does this policy cost?

  • When does this policy start? When does it stop?

  • Do I have to renew the policy every year?

  • How would I make a claim?

Tenant

Home owners are usually responsible for the home insurance on a rental property, however the tenant is responsible for insuring their own belongings.

 

  • Who is protected by this tenant insurance policy?

  • Are my belongings such as jewelry also covered in this insurance policy?

  • What risks am I protected from?

  • What risks am I not protected from?

  • What are the limits of this policy?

  • How much does the policy cost?

  • When does the policy start?  When does it stop?

  • Does the protection stop right away if I do not renew the policy?

  • Who can change the policy?

  • If there is a problem with the policy who can I talk to?

  • If I have an accident and my pipe leaks and damages the floors will my coverage protect me?

  • How would I make a claim?

 

Checklist

  • Did you explain what information you needed?

  • Did you give all the necessary details?

  • Did you ask all the questions?

  • Did you repeat back all the important information?  [date - amount (month/yearly)]

  • Did you thank the insurance broker for their help and information?  

      I would like to call a few other insurance companies before I make my final decision.  I may call you back. 

 

     Could you please spell your name and your direct phone number please.  Thank you for your assistance.